6 Reasons to order an appraisal from Appraisal Solutions LLC

To many, an appraisal just looks like a line item on the settlement sheet for a mortgage or refinance. Even though there are an increasing number of automated home valuation methods that might seem more practical than an appraisal, most lenders still call for a local expert because the stakes are incredibly high. Is getting a mortgage the only basis for getting an appraisal? Are there additional cases when the services of a certified, independent real estate professional might be helpful? Of course there are.

Let Appraisal Solutions LLC assist you in lowering your mortgage payment

Challenge your tax assessment in Sedgwick County

If you reside in an area where property values have declined, it's possible you're paying too much in property taxes. An appraisal from Appraisal Solutions LLC is your best evidence when building your case. We're qualified to assist you in appealing your tax assessment.

PMI removal to lower your mortgage payment

When the amount being loaned to the homebuyeris more than 80% of the actual value of the home, most lenders ask home owners to buy this supplemental insurance policy. That policy is Private Mortgage Insurance, or PMI. This extra payment is often folded into the monthly mortgage payment and is quickly forgotten. PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to eliminate the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to eliminate PMI, Appraisal Solutions LLC can produce a statement regarding the value of your home. The cost of the home valuation can generally be recovered in little time because you'll no longer be paying the PMI.

Order an appraisal from Appraisal Solutions LLC

Order today

Settle a divorce with less stress

A divorce is a very horrible ordeal for the parties involved, and it is often more complicated by the troublesome decision of who keeps the property. So both parties are completely aware of the true market value of their home, it's a good idea to get an appraisal from Appraisal Solutions LLC, regardless of the situation.

The parties will have a clearer picture of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Accurate and fair estate liquidation

Losing a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the real estate involved. We guarantee the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to take care of these affairs, unlike wealthier individuals. A home or other property often makes up an unequal share of the total estate value, so understanding the true worth of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received a fair deal.

Relocate to or from Sedgwick County for work

Employee relocation is a stressful event, and we understand. We take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive features of their property, as well as information regarding any recent sales or listings in their area that they want considered during our intensive inspection.

Close on your home quickly — at the right price

Whether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision when determining your selling price. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't a percentage of the sales price, but rather they are based on our efforts to finish the appraisal report.

On a daily basis, we analyze the difference in value things like an additional bathroom or a kitchen remodel can make. Seeking a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long properties are one the market.

Let Appraisal Solutions LLC assist you in selling your home quickly at the right price